Lawyers Professional Liability
Insurance Solutions

What is Lawyers Professional Liability Insurance (LPL)?

Lawyers Professional Liability insurance —also known as Legal Malpractice insurance—is a specialized type of Errors & Omissions (E&O) coverage designed to protect attorneys and law firms from the financial consequences of claims related to negligence, errors, omissions, or misrepresentation in the performance of their professional legal services.

What Does Lawyers Professional Liability Insurance Cover?

Lawyers Professional Liability insurance typically covers:

• Legal Malpractice Claims

  Allegations of negligence, errors, or failure to provide appropriate legal advice or representation.
  Missed deadlines (e.g., statutes of limitations).
  Errors in document preparation or filing.

• Defense Costs

  Attorney fees, court costs, and related legal expenses—even if the claim is groundless or dismissed.

• Settlements & Judgments

  Financial damages awarded to clients (within policy limits).

• Breach of Fiduciary Duty

  Claims that an attorney failed to act in the best interests of their client.

• Conflicts of Interest

  Failure to disclose or properly manage conflicts between clients.

• Vicarious Liability

  Covers partners and employees for claims arising from the firm’s professional work.

Why Is Lawyers Professional Liability Important?

• High Risk of Lawsuits

  Even competent attorneys may face lawsuits—often from dissatisfied clients, miscommunications, or simply unfavorable outcomes.

• Expensive to Defend

  Legal defense costs can escalate to tens or hundreds of thousands of dollars, even for unfounded claims.

• Reputation Protection

  Having insurance demonstrates to clients and partners that your firm takes professional accountability seriously.

• Required by Law or Contract

  Some states or court systems mandate LPL coverage for practicing attorneys. Many clients require proof of coverage before engaging services.

Who Needs Lawyers Professional Liability Insurance?

• Solo Practitioners
• Law Firms
• Specialized Practices
• In-House Counsel
• Contract Attorneys and Of Counsel arrangements.

Contact an Insurance Agent

Lawyers Professional Liability insurance is an essential tool for protecting your practice, your reputation, and your financial future. In a profession built on precision and trust, even a small error can lead to significant consequences.

For more information on Lawyers Professional Liability insurance consult with an insurance agent to help you obtain the coverage you need.