Insurance Products in Iowa

Business Insurance

Workers' Compensation
Insurance policy providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of negligence.
Commercial Auto
Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans that are used for business. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles.
Businessowners' Policy (BOP)
A BOP policy bundles property, liability and other coverages a business owner may need all under one package policy. It is usually sold at a lower premium than the cost of all the individual coverage is sold separately.
Professional Liability
A type of liability coverage designed to protect traditional professionals (e.g., accountants, attorneys) and quasi-professionals (e.g., real estate brokers, consultants) against liability incurred as a result of errors and omissions in performing their professional services.
Umbrella
Extra liability insurance coverage that goes beyond the limits of the insured’s underlying liability policy. It provides an additional layer of security to those who are at risk for being sued for damages to other’s property or bodily injury to others in an accident.